Using your tax estimate

Updated October 24, 2026 · Vested Tax LLC

A starting point for planning, with you in control of the assumptions.

What this planner covers

This planner estimates 2026 federal tax for single or married-filing-jointly households with wages and ordinary RSU vest income, using the standard deduction. The calculation assumes everyone filing is under 65 and not blind, and does not calculate dependent-related benefits or tax credits. You can continue if these assumptions do not fit; the result excludes those items.

State and local taxes, investment income, stock-sale gains or losses, business or rental income, K-1s, option exercises, itemized deductions, excess Social Security credits and other special tax situations are outside this planner’s scope. You may identify these items and continue with an estimate of the included information. They are not added to the calculation. The filing balance and payment guidance may change when your full situation is included; request a CPA-reviewed projection for a comprehensive estimate.

Check the extracted figures

Document reading can miss or misread fields. Some suggestions are calculated or inferred, including taxable wages based on a presumed pretax 401(k) deduction and Medicare wages checked against reported tax. Confirm these assumptions, current versus YTD columns, pay dates and household completeness. A zero-pay or unusual paycheck should not supply normal future pay.

Forecasts can change

Future pay, RSU prices, vest dates and withholding are assumptions. A default 22% RSU withholding rate is not a statement of your employer’s actual withholding. If Medicare details are skipped, the result excludes Additional Medicare tax and payment-target guidance is unavailable.

Before making a payment

Results are automated estimates, not CPA-reviewed advice, a filed return or a guarantee against penalties. Payment comparisons depend on accurate prior-year figures, actual payments, timing and forecast withholding. Check current IRS guidance and obtain advice for your circumstances before acting. This planner does not make payments or change payroll elections. See IRS Publication 505.

Working with a CPA

Using the free planner does not create a CPA-client engagement. A paid projection is a separate service with its own agreed scope and engagement terms. Explore CPA tax projections; we’ll confirm the appropriate service before payment. Your figures and files are not transferred automatically.